Introduction
Welcome to the RiskInMind API documentation.
The RiskInMind API exposes programmatic access to risk assessment and loan processing: API keys, consumer and CRE loans, credit-card prediction, document upload and verification, reports, virtual assistants, Plaid banking data, QuickBooks accounting, voice memos, document generation, and more.
Base URL
https://api.riskinmind.ai/api/v1
Authentication
All API calls require an API key sent via the X-API-Key header.
Get your API key from riskinmind.ai:
X-API-Key: rim_<your_32_character_hex_api_key>
Rate Limiting
- Standard endpoints: 100 requests per 15-minute window per key.
- When exceeded, the API returns
429 Too Many Requestswith aretryAfterfield.
Modules covered
| Module | Base Path | Description |
|---|---|---|
| Consumer Loans | /loans | Loan applications, risk prediction, CECL, 1003 forms, reports |
| CRE Loans | /cre-loans | Commercial real estate loans, risk prediction, PDF reports |
| Credit Card Loans | /credit-card-loans | Credit card application decisioning |
| Financial Reports | /reports | Credit, tax, and bank statement PDF reports from uploaded documents |
| Verification | /uploads | Document upload, verify, tamper detection |
| Peer Benchmarking | /peer-benchmarking | NCUA credit union peer analysis |
| Virtual Assistants | /bot | AI assistants (Ava, Erina, David, Sean, Mark) |
| Organisations | /organisation | Multi-user orgs, member management, shared dashboards |
| Plaid | /plaid | Bank account linking, transactions, balances, identity, investments |
| Voice Memos | /voice-memo | Polish transcripts, generate structured PDF memos |
| Document Generator | /doc-generator | Generate PDF documents (NDA, contracts, etc.) |
| QuickBooks | /quickbooks | OAuth connect, sync financials, balance sheet & P&L |